Last updated: September 2026

App: Payment Spliter  |  Package: com.paymentspliter  |  Developer: Vional IT Service LLP

1. Introduction

Vional IT Service LLP ("we", "our", or "us") operates the Payment Spliter mobile application (the "App") for Android and iOS devices. This Privacy Policy explains how we handle information when you download, install, or use the App.

Payment Spliter helps you split a total amount in Indian Rupees (INR) into one or more UPI payment QR codes. You enter your UPI ID, name, total amount, and the maximum amount for a single QR code. The App builds upi://pay links on your device and shows them as QR codes so someone can pay you with a UPI app.

We are committed to protecting your privacy. The App is designed to work without creating a user account. We do not sell your personal information. We do not operate payment accounts, and we do not receive or hold the money shown on the QR codes.

2. Information You Enter

To generate QR codes, you type the following into the App. This information stays in the App's memory on your device for the current session:

• UPI ID — the virtual payment address you want to receive money on (for example, name@upi).
• Name — the payee name shown with the UPI payment request.
• Total amount — the full amount, in INR, that you want to collect.
• Maximum amount per QR code — the largest amount you want on a single QR code. The App splits the total so no code exceeds this limit.
• Paid or pending marks — if you tap "Mark as paid" or "Undo paid", that status is kept only while the QR codes are open in the current session. It is a reminder for you. It is not a payment confirmation from a bank or UPI app.

Each QR code encodes a UPI payment link that includes your UPI ID, name, the split amount, currency (INR), and a short note such as "Payment 1 of 3". Anyone who can see the screen or scan the code can read that information.

We do not require you to register, sign in, or provide your email address or phone number to use the App.

3. How We Use Your Information

Information you enter is used only on your device to:

• Check that the UPI ID and amounts look valid before generating codes
• Split the total into amounts that do not exceed the maximum you set
• Build UPI payment links and display them as QR codes
• Show how much is still marked pending and how much you have marked as paid in this session

We do not use this information for advertising, profiling, or marketing.

4. UPI QR Codes and Third-Party Payment Apps

The App does not move money. When someone scans a QR code, their own UPI app (such as Google Pay, PhonePe, Paytm, BHIM, or another UPI app) reads the payment link and handles the transfer through UPI, their bank, and the National Payments Corporation of India (NPCI), according to those services' own terms and privacy policies.

We do not receive a copy of the payer's name, UPI ID, bank account, or transaction reference. We do not get a callback when a payment succeeds or fails. Marking a QR as paid inside the App does not notify a bank and does not confirm that money was received.

We do not control and are not responsible for the privacy practices of UPI apps, banks, or NPCI. Review their policies if you have questions about how a payment is processed after a code is scanned.

5. Data Storage and Retention

• On your device, for this session only: Your UPI ID, name, amounts, QR codes, and paid or pending marks are held in the App's memory while you are using that screen. They are not written to a database on our servers, and the current version of the App does not save them to permanent storage on your device.
• On our servers: We do not operate backend servers that store your UPI ID, name, amounts, or payment status.
• When it is removed: Leaving the results screen, editing your details, closing the App, or uninstalling it clears the session. We cannot restore a previous split for you, because we never received it.

6. Information We Do Not Collect

We do not collect, host, or maintain on our servers:

• User accounts or login credentials
• Your email address or phone number through the App
• The payer's identity, UPI ID, or bank details
• Payment success, failure, or settlement records
• Contact lists, SMS, photos, camera images, microphone audio, or location
• Advertising identifiers or analytics profiles tied to you

We do not sell, rent, or trade your personal information.

7. Permissions

The Android package includes the standard internet permission used by the app framework. The current version of the App does not send your UPI ID, name, amounts, or paid status to our servers.

The App does not ask for access to your contacts, camera, microphone, photos, SMS, or location. Generating and showing QR codes does not require those permissions.

8. Information Sharing

We do not sell your information and we do not upload what you type to our systems. Information can still leave your device in these situations, which you control:

• Someone scans or views a QR code — the UPI link (your UPI ID, name, amount, and note) is read by the payer's UPI app so they can pay you.
• You show your screen — anyone looking at the App can see the details you entered and the QR codes on screen.
• Legal requirements — we may disclose information if we actually hold it and disclosure is required by law, court order, or government request. In the current version, we do not hold your session data on our servers.

9. Children's Privacy

The App is a payment helper and is not directed to children under the age of 13 (or the minimum age required in your country). UPI payments are intended for people who are allowed to use a UPI app and a bank account. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us.

10. Data Security

Because your details stay on your device for the session, their security also depends on your device (screen lock, who can see your screen, and OS updates). Treat the QR codes like a request for payment: anyone who scans them can start a UPI payment to the UPI ID shown.

No method of electronic storage or transmission is 100% secure. Once a payer's UPI app reads a code, that payment is handled by the UPI app, the banks, and NPCI, not by us.

11. Your Choices and Rights

You can:

• Choose not to enter a UPI ID or name
• Leave the results or tap "Edit details" to discard the current QR codes from the session
• Close or uninstall the App to clear what is on the screen
• Avoid showing QR codes to people you do not want to pay you
• Contact us to ask questions about this Privacy Policy

Depending on your location, you may have additional rights under applicable data protection laws (such as access, correction, or deletion). Because we do not store your App session on our servers, we cannot retrieve or delete that session from our systems. Contact us using the details below if you have a request about information we actually hold.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in the App, legal requirements, or our practices. When we update this policy, we will revise the "Last updated" date at the top of this page. Continued use of the App after changes are posted constitutes your acceptance of the updated Privacy Policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or the Payment Spliter App, please contact us:

• Vional IT Service LLP
• Vikrant Tomar
• Email: vionalitservice@gmail.com
• Email: vikranttomartech@gmail.com
• Phone: +91-6396585656

14. Google Play & App Store

This Privacy Policy applies to the Payment Spliter app listed on Google Play and other app distribution platforms by Vional IT Service LLP. For Google Play Console and similar store listings, this page may be used as the publicly accessible privacy policy URL.

For the current version, a Google Play "Data safety" form that matches this policy would state that the App:

• Does not collect personal data for transmission to the developer's servers
• Uses the UPI ID, name, and amounts you type only on your device to build QR codes
• Does not process payments itself; UPI apps and banks do, after a code is scanned
• Does not use data for advertising or tracking across apps
• Does not require an account

Update this page and the store form together if the App later saves data, adds an account, or sends information to a server.